Home Buying Process

Jumpstart the home buying journey and get ready to be a homeowner by understanding these major steps in the process:

1 Connect with one of our Real Estate Experts

You will work with a local market Expert to discuss all of your dream home “must haves”.

2 Get Pre-Approved for a Mortgage

Find out what you can afford and let sellers know that you’re serious and ready to buy.

3 Start Your Search and Tour Homes

Your Expert will select homes that match your criteria. They will set up private showings to tour each home with you providing guidance along the way.

4 Make an Offer

Once you find the home you want, your Expert will discuss a negotiation strategy to get you your home at the best value.

5 Schedule an Inspection

Once the offer is accepted, hire a home inspector to make sure the home is up to your standards.

6 Secure Financing

If the home passes inspection and you choose to move forward, you have 30 days to get fully approved with your lender.

7 Schedule an Appraisal

Your lender will have an appraiser value your home. If the appraisal is less than the sale price, you may have to renegotiate with the seller.

8 Your Loan Goes to Underwriting

It takes one to two weeks for your loan to be reviewed and approved after the appraisal.

9 Clear to Close

Your loan is approved! Review all of your closing docs for accuracy, and confirm how much cash you need to bring to closing.

10 Do a Final Walk-Through

This is a MUST. It is your last chance to see the property and make sure everything is in order before the sale is final.

11 Closing on Your Home

Signed, sealed, delivered – you are officially closing the deal and becoming a homeowner!

Now that you know how the home buying process works, fill out the form below and have one of our Real Estate Experts connect with you to start the journey!